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SPY Logic Solutions
Our products

We don't just build software for clients. We run our own.

Money Maven runs real lending operations. The same team, process and care go into every client project.

Money MavenMulti‑tenant SaaS ERP for micro‑lending

Run your lending business on one financial control tower.

Borrower KYC and risk tags, investor capital, daily, weekly or monthly loan schedules, vehicle hypothecation, field collections, payroll and expenses — one platform, tenant‑isolated, with an audit trail on everything.

The dashboardBalances, dues and collections at a glance
Money Maven dashboard showing total borrowers, active loans, available and outstanding balances, dues for the next 7 days, weekly and monthly collections by payment mode, and UPI and bank-transfer cash conversion

Everything a lending business runs on

01

Borrower KYC & risk tags

Aadhaar/PAN capture, guarantor details, shop or property attachments, and automatic Active / Overdue / Blocklisted risk tagging.

02

Dual‑tier investor capital

Permanent partners share dynamic profit; temporary investors earn fixed interest, senior to the pool — with a full monthly profit cascade.

03

Flexible loan engine

Daily, weekly or monthly schedules; interest‑only or principal + interest; loan extensions with immutable versioned history.

04

Vehicle hypothecation

Registration, engine, chassis and insurance tracking, renewal warnings and hypothecation status to prevent double pledges.

05

Field collections

Daily route allocation for agents, offline‑safe receipt capture and instant SMS receipts to borrowers.

06

Payroll & expenses

Employee directory, payroll that auto‑posts to the expense ledger, and monthly expense consolidation across branches.

07

Multi‑branch, multi‑tenant

Run every branch from one account, with each business fully isolated from the next.

08

BI & reports

Portfolio, collections and branch performance reporting, from basic to fully custom BI.

Tenant data isolated

Every table carries a tenant id; PostgreSQL row‑level security enforces isolation beneath the API.

Your data is never touched

Even if a subscription is paused, your records stay intact until you resume.

No silent repricing

Plan changes apply going forward — your current terms never change behind your back.

Built for

  • Micro‑lending businesses running daily or weekly collections
  • Vehicle and asset financiers
  • Multi‑branch lenders with field agent teams
  • Lenders funded by partners and investors
  • Teams moving off spreadsheets and paper ledgers

Plans · 7‑day free trial on all

StarterUp to 1 branch · 5 staff users · 100 active borrowers · investor capital & profit cascade · basic BI & reports
₹2,999
Growth — most popularUp to 5 branches · 20 staff users · 1,000 active borrowers · vehicle hypothecation · payroll & expenses · field agent app for 10 agents · custom BI & reports
₹3,999
PremiumUnlimited branches, staff users and borrowers · general, vehicle and gold loans · unlimited field agents · full BI & reports · new development and enhancements · 24/7 support
₹5,999

Prices per month, plus 18% GST. Pay yearly and get 2 months free.

Start free trial
Have a product idea?

We've taken our own products from idea to live users. We can do the same for yours.

We know what it takes to launch

Scoping, building, shipping and supporting real users — not just handing over code.

We understand regulated finance

Money Maven taught us lending workflows, compliance and data security first‑hand.

See our services

See Money Maven with your own loan data.

A 30‑minute walkthrough with a founder. Bring your current process — we'll show how it maps. Or start a 7‑day free trial right away.